Your advantages at one glance
Account benefits
- High-performance current account that allows you to carry out your banking transactions around the clock
- Account management and payment orders in our branches, at our self-service devices, online and mobile
- Sparkassen-Card (debit card) with PIN of your choice and contactless function
- 50% discount on a Sparkassen-Kreditkarte Gold (credit card) or a Sparkassen-Kreditkarte Platinium (credit card)Free DekaBank Depot online
- Including secure and convenient online banking
- Germany's most-used and award-winning banking app
- Numerous online services that make your finances easier e.g. easy and secure contactless payments with card or smartphone, plus many more
- Personal and digital advice at our branches in Lübeck, on the phone and via text and video chat
- Free cash withdrawal at ATMs in Germany
Real added value with exclusive benefits
It has never been so simple to get cashback.Just install the S-Cashback App onto your smartphone and benefit immediately.
- Stay up to date.
- Easy partner search via map view.
- Access to your benefits account with payout function.
Living Ahead! More value for your home!
Take the advantage of our comprehensive value-added benefits in the Home & Living ("Wohnen & Leben") category.
Receive attractive S-Cashback discounts and direct benefits for renovations, refurbishments and services around your home at participating regional craftsmen, dealers and companies.
S-Cashback regional & online
With the Mein Lübecker Premium current account, you enjoy around-the-clock shopping benefits at more than 3.800 local partners and online.
Get 6% cashback on travel bookings
With the travel booking service you can book your dream trip online or by phone and get a 6% refund on your travel price.
Ticket service and 7% cashback
You want to enjoy your favorite band live or go to the theater again? Simply book the tickets via the Mein Luebecker portal and we will give you a 7% refund on the ticket price, ticket insurance and postage.
Mobile phone and laptop insurance PLUS
One moment of carelessness and it happens: The display gets broken or the mobile phone is stolen. With the Mein Lübecker Premium current account, you are covered in the event of breakage or theft - worldwide.
"Mein Lübecker" magazine
Our "Mein Lübecker" magazine is your comprehensive guide with exclusive information, competitions, cashback partners and special offers. Look forward to our online magazine, which you can access via our My Lübeck portal or here.
Legal advice / protection
With your current account Mein Lübecker Premium you can obtain legal advice from a lawyer by telephone. No matter whether it's about neighbour disputes, differences after traffic accidents or disputes under labour law.
Emergency door-opening serviceDoor closed - key gone? Don't worry. We will organise an emergency door opening service for you. So you can quickly get back into your home.
Emergency cash service: Receive cash worldwideHave you been robbed on holiday or have you lost your wallet? We can help you with cash around the clock. Via our Mein Luebecker Service Centre you can get up to 1.500 Euro in the respective local currency within just 24 hours.
Mobile phone card protector
Mobile phones have become an indispensable part of everyday life. With Mein Luebecker you can register important data about your mobile phone, such as your mobile number, SIM card number or PUK.
Protection for all Sparkasse payment cards
After losing one or even several payment cards, every minute counts. In an emergency, we can block all your registered payment cards for you. And if you wish, we will order a replacement card for you right away.
Register your mobile devices and phone cards
With your Mein Lübecker Premium you can register 2 devices (1 mobile phone and 1 laptop/tablet PC or 2 mobile phones) as well as important data on these devices. After that, they are insured against theft, destruction and damage.
Mein Lübecker online portal
Register and discover a world full of extras.
- Travel, event and concert tickets bookings
- Cards, mobile phone and laptop security registrations
- Discover S-Cashback partners and exclusive leisure and shopping benefits
- S-Cashback overview including travel and ticket refunds at one glance
- Disburse or donate your S-Cashback credit
Activate with online banking:
- Log in to online banking as usual
- Click the button "Activate now"
- Complete the online form in full
Activate without online banking:
- Activate your access online at www.meinluebecker.de and fill out the online form completely.
- You will need your IBAN, the number of your Sparkassen-Card (debit card) and your date of birth.
- Click on the link within the confirmation e-mail you receive from us.
Mein Lübecker Premium: prices overview
| Account management monthly | 15,90 Euro |
|---|---|
| Account management monthly age 18-24 years1 | 50% discount |
| Sparkassen-Card (debit card) incl. desired PIN | free of charge |
| Germany-wide cash withdrawal At about 22.000 Sparkasse ATMs of all Sparkassen and Landesbanken |
free of charge |
| Online and mobile banking | free of charge |
| Digital account statements inside the electronic mailbox | free of charge |
| Target rate for Disposition credit (granted account overdraft) per year | 10,69% |
| Debit interest rate for other account overdrafts (tolerated overdraft) per year | 10,69% |
1For pupils, trainees, students, volunteers and those doing compulsory military service. Proof required.
For further information, please refer to the list of prices and services (Preis- und Leistungsverzeichnis) and fee information (Entgeltinformation / Entgeldinformation Rabatt).
Open a current account: It's that easy
Open your checking account now - mobile, online, by phone or in person (in German language)
Open your current account via Sparkasse-App
Open your current account online
Open your current account at one of our branches
Open your current account via phone or video consulting
- You will need your valid ID card or passport.
- You can reach our DialogCenter at 0451 147-147.
You can open current accounts for more than one person (joint accounts) by telephone and in person. Simply make an appointment for this.
Open your account at one of our branches
- Please bring your valid identity card or passport with you.
- To open an account for minors, we also require the birth certificate and the consent of the parents (legal representatives), which we will arrange in writing on site as part of the account opening process.
- Please feel free to reserve an appointment in advance - in person, by phone or online.
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